Call reports 2006
TEXAS CHAMPION BANK — 2006
What TEXAS CHAMPION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,777,000 | 258,174,000 | 251,565,000 | 257,674,000 |
| Total loans | 182,762,000 | 194,444,000 | 193,896,000 | 196,864,000 |
| Allowance for loan losses | 1,811,000 | 1,770,000 | 1,752,000 | 1,686,000 |
| Securities available for sale | 20,009,000 | 18,822,000 | 18,840,000 | 17,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,915,000 | 178,910,000 | 190,875,000 | 195,247,000 |
| Interest-bearing deposits | 117,341,000 | 118,381,000 | 125,019,000 | 133,339,000 |
| Noninterest-bearing deposits | 57,575,000 | 60,530,000 | 65,856,000 | 61,908,000 |
| Equity capital | 23,903,000 | 24,395,000 | 25,310,000 | 26,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,674,000 | 8,112,000 | 12,820,000 | 17,680,000 |
| Interest expense | 924,000 | 2,204,000 | 3,751,000 | 5,286,000 |
| Net interest income | 2,750,000 | 5,908,000 | 9,069,000 | 12,394,000 |
| Noninterest income | 562,000 | 1,183,000 | 1,783,000 | 2,541,000 |
| Noninterest expense | 2,175,000 | 4,505,000 | 6,819,000 | 9,343,000 |
| Provision for loan losses | 195,000 | 325,000 | 445,000 | 585,000 |
| Pretax income | 942,000 | 2,261,000 | 3,588,000 | 5,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 942,000 | 2,261,000 | 3,588,000 | 5,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,708,000 | 21,401,000 | 22,241,000 | 23,687,000 |
| Total capital | 22,519,000 | 23,171,000 | 23,993,000 | 25,373,000 |
| Risk-weighted assets | 190,260,000 | 205,002,000 | 202,919,000 | 209,763,000 |