Call reports 2003
TEXAS CHAMPION BANK — 2003
What TEXAS CHAMPION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,283,000 | 135,069,000 | 140,574,000 | 137,211,000 |
| Total loans | 107,013,000 | 107,434,000 | 104,289,000 | 106,561,000 |
| Allowance for loan losses | 1,551,000 | 1,597,000 | 1,249,000 | 1,311,000 |
| Securities available for sale | 4,336,000 | 5,269,000 | 5,113,000 | 6,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,625,000 | 108,175,000 | 111,276,000 | 107,891,000 |
| Interest-bearing deposits | 77,862,000 | 78,162,000 | 80,271,000 | 74,749,000 |
| Noninterest-bearing deposits | 29,763,000 | 30,013,000 | 31,005,000 | 33,142,000 |
| Equity capital | 10,583,000 | 10,415,000 | 11,070,000 | 12,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,187,000 | 6,233,000 | 8,207,000 |
| Interest expense | 384,000 | 755,000 | 1,101,000 | 1,422,000 |
| Net interest income | 1,690,000 | 3,432,000 | 5,132,000 | 6,785,000 |
| Noninterest income | 529,000 | 854,000 | 1,395,000 | 1,938,000 |
| Noninterest expense | 1,308,000 | 2,836,000 | 4,154,000 | 5,655,000 |
| Provision for loan losses | 380,000 | 475,000 | 810,000 | 960,000 |
| Pretax income | 531,000 | 975,000 | 1,563,000 | 2,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 975,000 | 1,563,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,812,000 | 9,646,000 | 10,339,000 | 11,736,000 |
| Total capital | 11,167,000 | 10,970,000 | 11,588,000 | 13,047,000 |
| Risk-weighted assets | 108,207,000 | 105,622,000 | 106,731,000 | 108,287,000 |