Call reports 2002
TEXAS CHAMPION BANK — 2002
What TEXAS CHAMPION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,179,000 | 137,957,000 | 137,661,000 | 133,898,000 |
| Total loans | 109,921,000 | 110,395,000 | 107,728,000 | 110,472,000 |
| Allowance for loan losses | 1,769,000 | 2,228,000 | 1,292,000 | 1,310,000 |
| Securities available for sale | 4,003,000 | 5,444,000 | 4,465,000 | 4,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,887,000 | 113,104,000 | 111,640,000 | 107,963,000 |
| Interest-bearing deposits | 79,621,000 | 84,689,000 | 84,123,000 | 78,531,000 |
| Noninterest-bearing deposits | 27,266,000 | 28,415,000 | 27,517,000 | 29,432,000 |
| Equity capital | 9,573,000 | 9,188,000 | 9,852,000 | 10,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,631,000 | 6,952,000 | 9,180,000 |
| Interest expense | 623,000 | 1,217,000 | 1,785,000 | 2,245,000 |
| Net interest income | 1,707,000 | 3,414,000 | 5,167,000 | 6,935,000 |
| Noninterest income | 505,000 | 1,056,000 | 1,577,000 | 2,148,000 |
| Noninterest expense | 1,492,000 | 2,967,000 | 4,308,000 | 5,764,000 |
| Provision for loan losses | 578,000 | 1,256,000 | 1,449,000 | 1,564,000 |
| Pretax income | 142,000 | 247,000 | 987,000 | 1,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 247,000 | 987,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,816,000 | 8,451,000 | 9,086,000 | 9,690,000 |
| Total capital | 10,170,000 | 9,825,000 | 10,378,000 | 11,000,000 |
| Risk-weighted assets | 107,933,000 | 109,120,000 | 108,887,000 | 108,807,000 |