Call reports 2001
TEXAS CHAMPION BANK — 2001
What TEXAS CHAMPION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,149,000 | 131,872,000 | 132,726,000 | 126,423,000 |
| Total loans | 106,435,000 | 102,240,000 | 100,902,000 | 102,978,000 |
| Allowance for loan losses | 1,086,000 | 1,247,000 | 1,282,000 | 1,228,000 |
| Securities available for sale | 6,021,000 | 5,774,000 | 5,700,000 | 5,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,831,000 | 108,797,000 | 111,949,000 | 105,690,000 |
| Interest-bearing deposits | 84,315,000 | 82,130,000 | 85,114,000 | 79,434,000 |
| Noninterest-bearing deposits | 25,516,000 | 26,667,000 | 26,835,000 | 26,256,000 |
| Equity capital | 9,807,000 | 9,521,000 | 9,850,000 | 9,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,636,000 | 8,352,000 | 10,761,000 |
| Interest expense | 1,211,000 | 2,327,000 | 3,296,000 | 4,076,000 |
| Net interest income | 1,659,000 | 3,309,000 | 5,056,000 | 6,685,000 |
| Noninterest income | 462,000 | 937,000 | 1,520,000 | 2,093,000 |
| Noninterest expense | 1,177,000 | 2,485,000 | 3,850,000 | 5,523,000 |
| Provision for loan losses | 174,000 | 484,000 | 766,000 | 1,368,000 |
| Pretax income | 770,000 | 1,277,000 | 1,960,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 1,277,000 | 1,960,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,945,000 | 8,686,000 | 9,020,000 | 8,784,000 |
| Total capital | 10,031,000 | 9,933,000 | 10,302,000 | 10,012,000 |
| Risk-weighted assets | 104,684,000 | 103,214,000 | 102,376,000 | 102,427,000 |