Call reports 2015
COMMUNITY BANK OF FLORIDA — 2015
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 479,205,000 | 495,020,000 | 486,324,000 | 484,574,000 |
| Total loans | 345,130,000 | 339,263,000 | 334,655,000 | 335,015,000 |
| Allowance for loan losses | 5,519,000 | 5,115,000 | 5,110,000 | 5,230,000 |
| Securities available for sale | 65,997,000 | 74,346,000 | 70,342,000 | 65,002,000 |
| Securities held to maturity | 85,000 | 75,000 | 66,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,702,000 | 446,928,000 | 437,567,000 | 436,793,000 |
| Interest-bearing deposits | 298,641,000 | 300,153,000 | 299,968,000 | 302,212,000 |
| Noninterest-bearing deposits | 133,061,000 | 146,775,000 | 137,599,000 | 134,581,000 |
| Equity capital | 45,908,000 | 46,453,000 | 46,791,000 | 46,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,885,000 | 9,802,000 | 14,784,000 | 19,832,000 |
| Interest expense | 357,000 | 717,000 | 1,076,000 | 1,430,000 |
| Net interest income | 4,528,000 | 9,085,000 | 13,708,000 | 18,402,000 |
| Noninterest income | 870,000 | 1,617,000 | 2,346,000 | 2,074,000 |
| Noninterest expense | 4,154,000 | 8,425,000 | 12,640,000 | 17,156,000 |
| Provision for loan losses | 400,000 | 608,000 | 1,473,000 | 1,499,000 |
| Pretax income | 844,000 | 1,669,000 | 1,900,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 844,000 | 1,669,000 | 1,900,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,666,000 | 42,442,000 | 42,608,000 | 42,487,000 |
| Total capital | 46,295,000 | 47,039,000 | 47,066,000 | 46,911,000 |
| Risk-weighted assets | 367,165,000 | 364,942,000 | 353,665,000 | 350,828,000 |