Call reports 2014
COMMUNITY BANK OF FLORIDA — 2014
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 484,991,000 | 487,709,000 | 474,663,000 | 461,901,000 |
| Total loans | 336,458,000 | 340,152,000 | 333,991,000 | 345,894,000 |
| Allowance for loan losses | 5,232,000 | 5,531,000 | 5,496,000 | 5,118,000 |
| Securities available for sale | 68,296,000 | 69,599,000 | 68,339,000 | 67,961,000 |
| Securities held to maturity | 132,000 | 118,000 | 106,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,298,000 | 441,671,000 | 428,721,000 | 415,536,000 |
| Interest-bearing deposits | 319,185,000 | 313,734,000 | 298,631,000 | 295,033,000 |
| Noninterest-bearing deposits | 121,113,000 | 127,937,000 | 130,090,000 | 120,503,000 |
| Equity capital | 43,090,000 | 44,424,000 | 44,089,000 | 44,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,803,000 | 9,692,000 | 14,644,000 | 19,748,000 |
| Interest expense | 497,000 | 992,000 | 1,410,000 | 1,785,000 |
| Net interest income | 4,306,000 | 8,700,000 | 13,234,000 | 17,963,000 |
| Noninterest income | 1,060,000 | 2,667,000 | 3,023,000 | 3,370,000 |
| Noninterest expense | 4,417,000 | 8,833,000 | 13,923,000 | 18,241,000 |
| Provision for loan losses | 208,000 | 521,000 | 609,000 | 625,000 |
| Pretax income | 741,000 | 2,013,000 | 1,725,000 | 2,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 2,013,000 | 1,725,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,887,000 | 38,021,000 | 37,837,000 | 38,372,000 |
| Total capital | 41,429,000 | 42,583,000 | 42,304,000 | 42,886,000 |
| Risk-weighted assets | 362,635,000 | 363,962,000 | 356,340,000 | 360,499,000 |