Call reports 2013
COMMUNITY BANK OF FLORIDA — 2013
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 499,381,000 | 502,617,000 | 495,158,000 | 465,493,000 |
| Total loans | 333,700,000 | 327,047,000 | 328,195,000 | 330,554,000 |
| Allowance for loan losses | 6,121,000 | 6,056,000 | 5,368,000 | 5,199,000 |
| Securities available for sale | 71,462,000 | 67,643,000 | 75,804,000 | 70,719,000 |
| Securities held to maturity | 222,000 | 184,000 | 160,000 | 146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,385,000 | 438,761,000 | 429,764,000 | 421,585,000 |
| Interest-bearing deposits | 317,536,000 | 308,384,000 | 307,505,000 | 307,964,000 |
| Noninterest-bearing deposits | 117,849,000 | 130,377,000 | 122,259,000 | 113,621,000 |
| Equity capital | 42,047,000 | 42,018,000 | 42,018,000 | 42,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,269,000 | 10,113,000 | 14,917,000 | 19,813,000 |
| Interest expense | 764,000 | 1,493,000 | 2,189,000 | 2,746,000 |
| Net interest income | 4,505,000 | 8,620,000 | 12,728,000 | 17,067,000 |
| Noninterest income | 1,784,000 | 3,239,000 | 4,204,000 | 5,022,000 |
| Noninterest expense | 4,996,000 | 9,971,000 | 14,487,000 | 18,905,000 |
| Provision for loan losses | 260,000 | 272,000 | 428,000 | 552,000 |
| Pretax income | 1,033,000 | 1,616,000 | 2,017,000 | 2,592,000 |
| Income tax | 389,000 | 608,000 | 759,000 | 867,000 |
| Net income | 644,000 | 1,008,000 | 1,258,000 | 1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,288,000 | 34,704,000 | 35,251,000 | 35,774,000 |
| Total capital | 38,909,000 | 39,040,000 | 39,599,000 | 40,187,000 |
| Risk-weighted assets | 368,174,000 | 345,140,000 | 346,790,000 | 352,218,000 |