Call reports 2011
COMMUNITY BANK OF FLORIDA — 2011
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 565,379,000 | 560,282,000 | 542,569,000 | 524,919,000 |
| Total loans | 395,804,000 | 371,363,000 | 353,801,000 | 356,281,000 |
| Allowance for loan losses | 10,741,000 | 5,827,000 | 5,644,000 | 6,143,000 |
| Securities available for sale | 95,331,000 | 92,134,000 | 76,869,000 | 76,909,000 |
| Securities held to maturity | 686,000 | 613,000 | 545,000 | 477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,099,000 | 491,433,000 | 474,036,000 | 459,345,000 |
| Interest-bearing deposits | 403,744,000 | 373,784,000 | 359,730,000 | 344,951,000 |
| Noninterest-bearing deposits | 94,355,000 | 117,649,000 | 114,306,000 | 114,394,000 |
| Equity capital | 44,692,000 | 46,082,000 | 45,165,000 | 43,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,326,000 | 12,516,000 | 18,003,000 | 23,902,000 |
| Interest expense | 1,324,000 | 2,612,000 | 3,750,000 | 4,807,000 |
| Net interest income | 5,002,000 | 9,904,000 | 14,253,000 | 19,095,000 |
| Noninterest income | 885,000 | 1,877,000 | 2,529,000 | 1,719,000 |
| Noninterest expense | 4,625,000 | 9,696,000 | 15,275,000 | 22,128,000 |
| Provision for loan losses | 160,000 | -176,000 | 613,000 | 2,884,000 |
| Pretax income | 1,102,000 | 2,261,000 | 1,423,000 | -3,669,000 |
| Income tax | 415,000 | 851,000 | 536,000 | -1,379,000 |
| Net income | 687,000 | 1,410,000 | 887,000 | -2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,371,000 | 40,093,000 | 39,570,000 | 37,574,000 |
| Total capital | 44,899,000 | 45,445,000 | 44,789,000 | 42,831,000 |
| Risk-weighted assets | 436,995,000 | 427,662,000 | 417,111,000 | 419,645,000 |