Call reports 2010
COMMUNITY BANK OF FLORIDA — 2010
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 588,554,000 | 591,126,000 | 575,987,000 | 544,640,000 |
| Total loans | 428,388,000 | 407,576,000 | 397,939,000 | 400,357,000 |
| Allowance for loan losses | 14,255,000 | 9,937,000 | 5,065,000 | 11,699,000 |
| Securities available for sale | 95,378,000 | 92,095,000 | 93,585,000 | 87,970,000 |
| Securities held to maturity | 1,057,000 | 959,000 | 870,000 | 773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,437,000 | 488,697,000 | 493,006,000 | 468,017,000 |
| Interest-bearing deposits | 394,779,000 | 392,084,000 | 401,031,000 | 379,300,000 |
| Noninterest-bearing deposits | 92,658,000 | 96,613,000 | 91,975,000 | 88,717,000 |
| Equity capital | 48,892,000 | 50,078,000 | 50,278,000 | 43,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,946,000 | 13,682,000 | 20,067,000 | 26,629,000 |
| Interest expense | 1,868,000 | 3,631,000 | 5,317,000 | 6,848,000 |
| Net interest income | 5,078,000 | 10,051,000 | 14,750,000 | 19,781,000 |
| Noninterest income | 861,000 | 1,792,000 | 2,693,000 | 2,102,000 |
| Noninterest expense | 4,617,000 | 9,225,000 | 13,992,000 | 20,266,000 |
| Provision for loan losses | 408,000 | 696,000 | 1,894,000 | 9,408,000 |
| Pretax income | 914,000 | 1,922,000 | 1,557,000 | -7,799,000 |
| Income tax | 344,000 | 723,000 | 586,000 | -3,185,000 |
| Net income | 570,000 | 1,199,000 | 971,000 | -4,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,007,000 | 48,586,000 | 48,350,000 | 38,683,000 |
| Total capital | 53,823,000 | 54,205,000 | 53,415,000 | 44,244,000 |
| Risk-weighted assets | 456,875,000 | 445,190,000 | 445,106,000 | 438,726,000 |