Call reports 2009
COMMUNITY BANK OF FLORIDA — 2009
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 572,457,000 | 601,640,000 | 580,436,000 | 568,456,000 |
| Total loans | 427,745,000 | 423,826,000 | 422,804,000 | 429,320,000 |
| Allowance for loan losses | 5,591,000 | 6,548,000 | 5,531,000 | 13,872,000 |
| Securities available for sale | 96,470,000 | 96,964,000 | 101,434,000 | 89,502,000 |
| Securities held to maturity | 1,512,000 | 1,376,000 | 1,256,000 | 1,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,782,000 | 469,384,000 | 473,930,000 | 467,962,000 |
| Interest-bearing deposits | 343,774,000 | 370,420,000 | 369,655,000 | 371,060,000 |
| Noninterest-bearing deposits | 96,008,000 | 98,964,000 | 104,275,000 | 96,902,000 |
| Equity capital | 53,853,000 | 53,456,000 | 53,487,000 | 47,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,841,000 | 15,235,000 | 21,983,000 | 29,091,000 |
| Interest expense | 2,936,000 | 5,699,000 | 8,135,000 | 10,186,000 |
| Net interest income | 4,905,000 | 9,536,000 | 13,848,000 | 18,905,000 |
| Noninterest income | 1,184,000 | 2,431,000 | 3,626,000 | 4,367,000 |
| Noninterest expense | 4,637,000 | 9,590,000 | 14,508,000 | 19,278,000 |
| Provision for loan losses | 97,000 | 1,313,000 | 2,927,000 | 11,624,000 |
| Pretax income | 1,355,000 | 1,064,000 | 39,000 | -6,237,000 |
| Income tax | 495,000 | 370,000 | -30,000 | -2,407,000 |
| Net income | 860,000 | 694,000 | 69,000 | -3,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,120,000 | 51,965,000 | 51,420,000 | 47,489,000 |
| Total capital | 57,711,000 | 57,974,000 | 56,974,000 | 53,333,000 |
| Risk-weighted assets | 482,046,000 | 480,145,000 | 470,617,000 | 459,488,000 |