Call reports 2008
COMMUNITY BANK OF FLORIDA — 2008
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 514,654,000 | 540,267,000 | 536,830,000 | 577,073,000 |
| Total loans | 394,049,000 | 410,284,000 | 418,193,000 | 426,867,000 |
| Allowance for loan losses | 4,040,000 | 3,890,000 | 4,245,000 | 5,640,000 |
| Securities available for sale | 85,616,000 | 87,188,000 | 83,618,000 | 101,168,000 |
| Securities held to maturity | 2,726,000 | 2,283,000 | 1,730,000 | 1,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,695,000 | 426,474,000 | 411,815,000 | 440,877,000 |
| Interest-bearing deposits | 289,989,000 | 327,580,000 | 314,273,000 | 343,321,000 |
| Noninterest-bearing deposits | 97,706,000 | 98,894,000 | 97,542,000 | 97,556,000 |
| Equity capital | 50,269,000 | 50,357,000 | 50,278,000 | 52,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,835,000 | 17,252,000 | 26,567,000 | 35,009,000 |
| Interest expense | 3,231,000 | 6,165,000 | 9,113,000 | 12,171,000 |
| Net interest income | 5,604,000 | 11,087,000 | 17,454,000 | 22,838,000 |
| Noninterest income | 1,284,000 | 2,597,000 | 3,988,000 | 5,221,000 |
| Noninterest expense | 4,974,000 | 9,885,000 | 14,240,000 | 18,695,000 |
| Provision for loan losses | 106,000 | 310,000 | 455,000 | 1,911,000 |
| Pretax income | 1,808,000 | 3,489,000 | 3,825,000 | 4,531,000 |
| Income tax | 641,000 | 1,235,000 | 2,421,000 | 1,253,000 |
| Net income | 1,167,000 | 2,254,000 | 1,404,000 | 3,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,836,000 | 50,142,000 | 51,012,000 | 51,298,000 |
| Total capital | 52,876,000 | 54,032,000 | 55,257,000 | 56,938,000 |
| Risk-weighted assets | 473,183,000 | 482,505,000 | 479,757,000 | 481,938,000 |