Call reports 2007
COMMUNITY BANK OF FLORIDA — 2007
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 474,146,000 | 484,704,000 | 474,768,000 | 507,527,000 |
| Total loans | 358,339,000 | 368,917,000 | 359,374,000 | 394,222,000 |
| Allowance for loan losses | 3,761,000 | 3,670,000 | 3,780,000 | 3,994,000 |
| Securities available for sale | 82,600,000 | 84,512,000 | 84,710,000 | 78,755,000 |
| Securities held to maturity | 3,562,000 | 3,341,000 | 3,125,000 | 2,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,601,000 | 398,448,000 | 387,423,000 | 391,379,000 |
| Interest-bearing deposits | 274,083,000 | 284,406,000 | 287,730,000 | 290,861,000 |
| Noninterest-bearing deposits | 111,518,000 | 114,042,000 | 99,693,000 | 100,518,000 |
| Equity capital | 45,495,000 | 45,764,000 | 47,835,000 | 48,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,602,000 | 17,543,000 | 26,594,000 | 35,661,000 |
| Interest expense | 2,922,000 | 5,884,000 | 8,945,000 | 12,265,000 |
| Net interest income | 5,680,000 | 11,659,000 | 17,649,000 | 23,396,000 |
| Noninterest income | 1,999,000 | 3,452,000 | 4,752,000 | 6,235,000 |
| Noninterest expense | 4,755,000 | 9,335,000 | 14,248,000 | 19,246,000 |
| Provision for loan losses | 94,000 | 750,000 | 872,000 | 1,150,000 |
| Pretax income | 2,830,000 | 5,026,000 | 7,281,000 | 9,235,000 |
| Income tax | 1,026,000 | 1,813,000 | 2,623,000 | 3,188,000 |
| Net income | 1,804,000 | 3,213,000 | 4,658,000 | 6,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,744,000 | 46,511,000 | 47,931,000 | 47,915,000 |
| Total capital | 49,505,000 | 50,181,000 | 51,711,000 | 51,909,000 |
| Risk-weighted assets | 425,603,000 | 440,685,000 | 440,443,000 | 470,524,000 |