Call reports 2006
COMMUNITY BANK OF FLORIDA — 2006
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 441,586,000 | 429,664,000 | 429,604,000 | 462,629,000 |
| Total loans | 316,329,000 | 308,213,000 | 316,322,000 | 337,983,000 |
| Allowance for loan losses | 3,740,000 | 3,856,000 | 3,854,000 | 3,686,000 |
| Securities available for sale | 82,951,000 | 81,970,000 | 80,350,000 | 89,616,000 |
| Securities held to maturity | 5,174,000 | 4,936,000 | 3,954,000 | 3,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,825,000 | 381,243,000 | 365,843,000 | 363,096,000 |
| Interest-bearing deposits | 256,077,000 | 255,363,000 | 250,235,000 | 248,815,000 |
| Noninterest-bearing deposits | 138,748,000 | 125,880,000 | 115,608,000 | 114,281,000 |
| Equity capital | 38,962,000 | 40,005,000 | 42,458,000 | 43,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,488,000 | 14,917,000 | 22,463,000 | 30,490,000 |
| Interest expense | 1,556,000 | 3,150,000 | 5,009,000 | 7,473,000 |
| Net interest income | 5,932,000 | 11,767,000 | 17,454,000 | 23,017,000 |
| Noninterest income | 2,748,000 | 4,213,000 | 6,024,000 | 7,357,000 |
| Noninterest expense | 5,450,000 | 10,137,000 | 14,696,000 | 19,341,000 |
| Provision for loan losses | 108,000 | 160,000 | 193,000 | 233,000 |
| Pretax income | 3,122,000 | 5,683,000 | 8,589,000 | 10,800,000 |
| Income tax | 1,161,000 | 2,103,000 | 3,176,000 | 3,841,000 |
| Net income | 1,961,000 | 3,580,000 | 5,413,000 | 6,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,771,000 | 41,078,000 | 43,006,000 | 43,823,000 |
| Total capital | 43,511,000 | 44,934,000 | 46,860,000 | 47,509,000 |
| Risk-weighted assets | 377,254,000 | 374,847,000 | 376,858,000 | 402,543,000 |