Call reports 2002
COMMUNITY BANK OF FLORIDA — 2002
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 314,353,000 | 333,383,000 | 334,477,000 | 344,922,000 |
| Total loans | 196,834,000 | 209,000,000 | 214,115,000 | 231,469,000 |
| Allowance for loan losses | 2,532,000 | 1,872,000 | 2,200,000 | 2,504,000 |
| Securities available for sale | 76,177,000 | 82,378,000 | 80,478,000 | 73,918,000 |
| Securities held to maturity | 8,728,000 | 8,124,000 | 7,130,000 | 7,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,700,000 | 291,781,000 | 287,802,000 | 282,306,000 |
| Interest-bearing deposits | 189,417,000 | 201,432,000 | 205,126,000 | 198,708,000 |
| Noninterest-bearing deposits | 89,283,000 | 90,349,000 | 82,676,000 | 83,598,000 |
| Equity capital | 26,921,000 | 27,622,000 | 28,290,000 | 28,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,213,000 | 9,538,000 | 14,778,000 | 19,697,000 |
| Interest expense | 1,256,000 | 2,429,000 | 3,705,000 | 4,983,000 |
| Net interest income | 3,957,000 | 7,109,000 | 11,073,000 | 14,714,000 |
| Noninterest income | 1,764,000 | 3,733,000 | 5,711,000 | 7,687,000 |
| Noninterest expense | 4,988,000 | 10,000,000 | 15,005,000 | 19,338,000 |
| Provision for loan losses | 79,000 | 111,000 | 307,000 | 633,000 |
| Pretax income | 654,000 | 775,000 | 1,529,000 | 2,492,000 |
| Income tax | 246,000 | 292,000 | 575,000 | 748,000 |
| Net income | 408,000 | 483,000 | 954,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,420,000 | 26,519,000 | 26,939,000 | 27,608,000 |
| Total capital | 28,952,000 | 28,391,000 | 29,139,000 | 30,112,000 |
| Risk-weighted assets | 244,787,000 | 261,242,000 | 259,331,000 | 269,332,000 |