Call reports 2001
COMMUNITY BANK OF FLORIDA — 2001
What COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 274,006,000 | 289,887,000 | 305,248,000 | 324,072,000 |
| Total loans | 173,911,000 | 176,424,000 | 183,952,000 | 201,325,000 |
| Allowance for loan losses | 2,509,000 | 2,629,000 | 2,607,000 | 2,484,000 |
| Securities available for sale | 55,455,000 | 65,827,000 | 83,172,000 | 78,645,000 |
| Securities held to maturity | 12,126,000 | 11,332,000 | 10,343,000 | 9,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,042,000 | 255,331,000 | 258,576,000 | 261,608,000 |
| Interest-bearing deposits | 156,480,000 | 175,011,000 | 185,382,000 | 182,497,000 |
| Noninterest-bearing deposits | 76,562,000 | 80,320,000 | 73,194,000 | 79,111,000 |
| Equity capital | 28,644,000 | 29,140,000 | 30,067,000 | 27,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,302,000 | 10,811,000 | 16,021,000 | 21,567,000 |
| Interest expense | 1,729,000 | 3,345,000 | 4,953,000 | 6,413,000 |
| Net interest income | 3,573,000 | 7,466,000 | 11,068,000 | 15,154,000 |
| Noninterest income | 1,452,000 | 3,404,000 | 5,071,000 | 6,653,000 |
| Noninterest expense | 4,271,000 | 8,810,000 | 13,490,000 | 18,592,000 |
| Provision for loan losses | 119,000 | 239,000 | 253,000 | 602,000 |
| Pretax income | 635,000 | 1,821,000 | 2,396,000 | 2,770,000 |
| Income tax | 239,000 | 688,000 | 902,000 | 946,000 |
| Net income | 396,000 | 1,133,000 | 1,494,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,215,000 | 28,717,000 | 28,977,000 | 27,171,000 |
| Total capital | 30,724,000 | 31,346,000 | 31,584,000 | 29,655,000 |
| Risk-weighted assets | 209,807,000 | 244,437,000 | 249,348,000 | 258,664,000 |