Call reports 2025
WASHINGTON STATE BANK — 2025
What WASHINGTON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,801,000 | 80,139,000 | 80,453,000 | 81,814,000 |
| Total loans | 30,411,000 | 30,868,000 | 31,106,000 | 30,474,000 |
| Allowance for loan losses | 312,000 | 325,000 | 319,000 | 917,000 |
| Securities available for sale | 44,595,000 | 43,028,000 | 42,685,000 | 43,658,000 |
| Securities held to maturity | 2,372,000 | 2,364,000 | 2,357,000 | 1,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,652,000 | 69,704,000 | 71,107,000 | 73,836,000 |
| Interest-bearing deposits | 59,440,000 | 54,867,000 | 56,808,000 | 58,573,000 |
| Noninterest-bearing deposits | 15,212,000 | 14,837,000 | 14,299,000 | 15,263,000 |
| Equity capital | 5,361,000 | 5,518,000 | 6,203,000 | 5,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,558,000 | 2,349,000 | 3,170,000 |
| Interest expense | 352,000 | 716,000 | 1,076,000 | 1,457,000 |
| Net interest income | 423,000 | 842,000 | 1,273,000 | 1,713,000 |
| Noninterest income | 31,000 | 69,000 | 105,000 | 141,000 |
| Noninterest expense | 323,000 | 620,000 | 921,000 | 1,243,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 701,000 |
| Pretax income | 116,000 | 266,000 | 432,000 | -90,000 |
| Income tax | 22,000 | 53,000 | 88,000 | 120,000 |
| Net income | 94,000 | 213,000 | 344,000 | -210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,705,000 | 7,824,000 | 7,956,000 | 7,152,000 |