Call reports 2022
WASHINGTON STATE BANK — 2022
What WASHINGTON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 74,824,000 | 76,031,000 | 78,958,000 | 75,344,000 |
| Total loans | 28,627,000 | 31,081,000 | 32,035,000 | 33,127,000 |
| Allowance for loan losses | 205,000 | 205,000 | 196,000 | 219,000 |
| Securities available for sale | 36,824,000 | 35,043,000 | 34,039,000 | 34,143,000 |
| Securities held to maturity | 5,588,000 | 5,094,000 | 5,080,000 | 4,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,281,000 | 66,914,000 | 74,917,000 | 70,760,000 |
| Interest-bearing deposits | 54,268,000 | 51,465,000 | 58,356,000 | 54,165,000 |
| Noninterest-bearing deposits | 15,013,000 | 15,449,000 | 16,561,000 | 16,595,000 |
| Equity capital | 5,411,000 | 4,101,000 | 3,903,000 | 4,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 965,000 | 1,518,000 | 2,128,000 |
| Interest expense | 47,000 | 97,000 | 146,000 | 194,000 |
| Net interest income | 425,000 | 868,000 | 1,372,000 | 1,934,000 |
| Noninterest income | 34,000 | 76,000 | 114,000 | 155,000 |
| Noninterest expense | 284,000 | 579,000 | 848,000 | 1,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 175,000 | 367,000 | 640,000 | 862,000 |
| Income tax | 41,000 | 84,000 | 149,000 | 200,000 |
| Net income | 134,000 | 283,000 | 491,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 7,048,000 | 7,256,000 | 7,101,000 |