Call reports 2012
WASHINGTON STATE BANK — 2012
What WASHINGTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,290,000 | 54,651,000 | 57,783,000 | 56,630,000 |
| Total loans | 23,221,000 | 23,534,000 | 23,591,000 | 23,324,000 |
| Allowance for loan losses | 170,000 | 163,000 | 156,000 | 157,000 |
| Securities available for sale | 17,231,000 | 18,760,000 | 19,666,000 | 19,934,000 |
| Securities held to maturity | 8,959,000 | 6,230,000 | 6,913,000 | 6,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,556,000 | 48,844,000 | 51,787,000 | 50,568,000 |
| Interest-bearing deposits | 37,335,000 | 37,994,000 | 42,580,000 | 40,776,000 |
| Noninterest-bearing deposits | 9,221,000 | 10,850,000 | 9,207,000 | 9,792,000 |
| Equity capital | 5,288,000 | 5,398,000 | 5,548,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 955,000 | 1,430,000 | 1,900,000 |
| Interest expense | 48,000 | 95,000 | 141,000 | 186,000 |
| Net interest income | 414,000 | 860,000 | 1,289,000 | 1,714,000 |
| Noninterest income | 38,000 | 82,000 | 127,000 | 168,000 |
| Noninterest expense | 279,000 | 561,000 | 840,000 | 1,137,000 |
| Provision for loan losses | 57,000 | 64,000 | 62,000 | 64,000 |
| Pretax income | 116,000 | 317,000 | 514,000 | 681,000 |
| Income tax | 61,000 | 135,000 | 208,000 | 270,000 |
| Net income | 55,000 | 182,000 | 306,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,990,000 | 5,117,000 | 5,241,000 | 5,121,000 |
| Total capital | 5,160,000 | 5,280,000 | 5,397,000 | 5,278,000 |
| Risk-weighted assets | 22,050,000 | 23,318,000 | 24,259,000 | 24,143,000 |