Call reports 2009
WASHINGTON STATE BANK — 2009
What WASHINGTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,934,000 | 46,001,000 | 49,878,000 | 51,495,000 |
| Total loans | 21,537,000 | 21,000,000 | 20,472,000 | 20,291,000 |
| Allowance for loan losses | 84,000 | 99,000 | 93,000 | 101,000 |
| Securities available for sale | 18,928,000 | 19,932,000 | 22,861,000 | 24,701,000 |
| Securities held to maturity | 1,869,000 | 2,060,000 | 2,084,000 | 2,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,697,000 | 40,701,000 | 44,390,000 | 46,059,000 |
| Interest-bearing deposits | 32,283,000 | 34,070,000 | 37,955,000 | 39,404,000 |
| Noninterest-bearing deposits | 6,414,000 | 6,632,000 | 6,435,000 | 6,655,000 |
| Equity capital | 4,859,000 | 4,927,000 | 5,071,000 | 4,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,107,000 | 1,638,000 | 2,157,000 |
| Interest expense | 152,000 | 303,000 | 461,000 | 612,000 |
| Net interest income | 412,000 | 804,000 | 1,177,000 | 1,545,000 |
| Noninterest income | 41,000 | 85,000 | 132,000 | 182,000 |
| Noninterest expense | 278,000 | 565,000 | 874,000 | 1,170,000 |
| Provision for loan losses | 20,000 | 39,000 | 37,000 | 42,000 |
| Pretax income | 175,000 | 305,000 | 418,000 | 535,000 |
| Income tax | 63,000 | 104,000 | 141,000 | 179,000 |
| Net income | 112,000 | 201,000 | 277,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,678,000 | 4,766,000 | 4,843,000 | 4,671,000 |
| Total capital | 4,762,000 | 4,865,000 | 4,937,000 | 4,772,000 |
| Risk-weighted assets | 20,307,000 | 20,288,000 | 20,811,000 | 21,246,000 |