Call reports 2006
WASHINGTON STATE BANK — 2006
What WASHINGTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,033,000 | 43,310,000 | 42,116,000 | 44,571,000 |
| Total loans | 22,368,000 | 22,374,000 | 21,593,000 | 22,070,000 |
| Allowance for loan losses | 137,000 | 137,000 | 134,000 | 136,000 |
| Securities available for sale | 13,460,000 | 13,462,000 | 14,205,000 | 14,191,000 |
| Securities held to maturity | 2,026,000 | 2,023,000 | 2,020,000 | 1,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,593,000 | 38,800,000 | 37,329,000 | 39,711,000 |
| Interest-bearing deposits | 30,297,000 | 29,956,000 | 29,812,000 | 32,600,000 |
| Noninterest-bearing deposits | 7,296,000 | 8,844,000 | 7,517,000 | 7,111,000 |
| Equity capital | 4,275,000 | 4,340,000 | 4,556,000 | 4,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,083,000 | 1,663,000 | 2,282,000 |
| Interest expense | 171,000 | 359,000 | 563,000 | 789,000 |
| Net interest income | 368,000 | 724,000 | 1,100,000 | 1,493,000 |
| Noninterest income | 38,000 | 88,000 | 145,000 | 196,000 |
| Noninterest expense | 249,000 | 501,000 | 768,000 | 1,066,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 14,000 |
| Pretax income | 162,000 | 316,000 | 481,000 | 619,000 |
| Income tax | 55,000 | 101,000 | 155,000 | 197,000 |
| Net income | 107,000 | 215,000 | 326,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,340,000 | 4,448,000 | 4,558,000 | 4,404,000 |
| Total capital | 4,477,000 | 4,585,000 | 4,692,000 | 4,540,000 |
| Risk-weighted assets | 21,086,000 | 21,251,000 | 20,418,000 | 21,063,000 |