Call reports 2002
WASHINGTON STATE BANK — 2002
What WASHINGTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,448,000 | 39,869,000 | 38,928,000 | 40,816,000 |
| Total loans | 15,738,000 | 15,953,000 | 16,253,000 | 17,278,000 |
| Allowance for loan losses | 130,000 | 137,000 | 137,000 | 136,000 |
| Securities available for sale | 17,134,000 | 16,191,000 | 15,768,000 | 14,584,000 |
| Securities held to maturity | 2,165,000 | 2,160,000 | 2,155,000 | 2,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,506,000 | 35,609,000 | 34,497,000 | 36,372,000 |
| Interest-bearing deposits | 30,571,000 | 29,707,000 | 28,975,000 | 30,585,000 |
| Noninterest-bearing deposits | 5,935,000 | 5,902,000 | 5,522,000 | 5,787,000 |
| Equity capital | 3,693,000 | 3,932,000 | 4,089,000 | 3,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,117,000 | 1,663,000 | 2,194,000 |
| Interest expense | 199,000 | 387,000 | 562,000 | 715,000 |
| Net interest income | 365,000 | 730,000 | 1,101,000 | 1,479,000 |
| Noninterest income | 39,000 | 79,000 | 122,000 | 166,000 |
| Noninterest expense | 221,000 | 451,000 | 696,000 | 1,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 358,000 | 527,000 | 602,000 |
| Income tax | 55,000 | 108,000 | 157,000 | 173,000 |
| Net income | 128,000 | 250,000 | 370,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,626,000 | 3,748,000 | 3,868,000 | 3,677,000 |
| Total capital | 3,756,000 | 3,885,000 | 4,005,000 | 3,813,000 |
| Risk-weighted assets | 16,009,000 | 16,040,000 | 16,217,000 | 17,240,000 |