Call reports 2001
WASHINGTON STATE BANK — 2001
What WASHINGTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,326,000 | 40,803,000 | 37,343,000 | 39,745,000 |
| Total loans | 14,953,000 | 14,939,000 | 15,204,000 | 15,817,000 |
| Allowance for loan losses | 131,000 | 132,000 | 133,000 | 130,000 |
| Securities available for sale | 13,868,000 | 14,297,000 | 14,851,000 | 17,088,000 |
| Securities held to maturity | 2,208,000 | 2,202,000 | 2,198,000 | 1,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,374,000 | 36,750,000 | 33,008,000 | 35,540,000 |
| Interest-bearing deposits | 26,071,000 | 31,455,000 | 27,796,000 | 29,382,000 |
| Noninterest-bearing deposits | 5,303,000 | 5,295,000 | 5,212,000 | 6,158,000 |
| Equity capital | 3,651,000 | 3,780,000 | 4,002,000 | 3,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,206,000 | 1,810,000 | 2,391,000 |
| Interest expense | 270,000 | 542,000 | 814,000 | 1,048,000 |
| Net interest income | 336,000 | 664,000 | 996,000 | 1,343,000 |
| Noninterest income | 38,000 | 81,000 | 121,000 | 161,000 |
| Noninterest expense | 202,000 | 409,000 | 636,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 172,000 | 336,000 | 481,000 | 532,000 |
| Income tax | 51,000 | 99,000 | 140,000 | 138,000 |
| Net income | 121,000 | 237,000 | 341,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,550,000 | 3,666,000 | 3,770,000 | 3,498,000 |
| Total capital | 3,681,000 | 3,798,000 | 3,903,000 | 3,628,000 |
| Risk-weighted assets | 15,408,000 | 16,331,000 | 15,795,000 | 16,045,000 |