Call reports 2011
FOUNDERS COMMUNITY BANK — 2011
What FOUNDERS COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,381,000 | 114,070,000 | 123,755,000 | 123,383,000 |
| Total loans | 78,044,000 | 84,130,000 | 83,261,000 | 86,322,000 |
| Allowance for loan losses | 1,423,000 | 1,528,000 | 1,512,000 | 1,439,000 |
| Securities available for sale | 3,479,000 | 1,135,000 | 500,000 | 0 |
| Securities held to maturity | 1,499,000 | 1,499,000 | 1,500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,700,000 | 103,294,000 | 109,120,000 | 108,537,000 |
| Interest-bearing deposits | 64,502,000 | 63,917,000 | 64,633,000 | 63,358,000 |
| Noninterest-bearing deposits | 37,198,000 | 39,377,000 | 44,487,000 | 45,179,000 |
| Equity capital | 10,573,000 | 10,651,000 | 14,520,000 | 14,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,632,000 | 4,032,000 | 5,446,000 |
| Interest expense | 120,000 | 235,000 | 340,000 | 432,000 |
| Net interest income | 1,182,000 | 2,397,000 | 3,692,000 | 5,014,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | -158,000 |
| Noninterest expense | 1,092,000 | 2,108,000 | 3,150,000 | 4,200,000 |
| Provision for loan losses | 15,000 | 152,000 | 284,000 | 314,000 |
| Pretax income | 86,000 | 157,000 | 288,000 | 342,000 |
| Income tax | 0 | 20,000 | 30,000 | -139,000 |
| Net income | 86,000 | 137,000 | 258,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 10,645,000 | 14,518,000 | 14,757,000 |
| Total capital | 11,633,000 | 11,759,000 | 15,608,000 | 15,887,000 |
| Risk-weighted assets | 83,310,000 | 88,726,000 | 86,788,000 | 90,066,000 |