Call reports 2010
FOUNDERS COMMUNITY BANK — 2010
What FOUNDERS COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,160,000 | 102,733,000 | 111,192,000 | 110,375,000 |
| Total loans | 83,487,000 | 84,370,000 | 84,292,000 | 78,434,000 |
| Allowance for loan losses | 1,853,000 | 1,500,000 | 1,674,000 | 1,407,000 |
| Securities available for sale | 1,497,000 | 1,503,000 | 1,502,000 | 3,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,844,000 | 92,269,000 | 100,672,000 | 99,812,000 |
| Interest-bearing deposits | 65,424,000 | 63,720,000 | 67,397,000 | 64,848,000 |
| Noninterest-bearing deposits | 29,420,000 | 28,549,000 | 33,275,000 | 34,964,000 |
| Equity capital | 10,203,000 | 10,304,000 | 10,394,000 | 10,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,822,000 | 4,225,000 | 5,584,000 |
| Interest expense | 175,000 | 317,000 | 445,000 | 571,000 |
| Net interest income | 1,241,000 | 2,505,000 | 3,780,000 | 5,013,000 |
| Noninterest income | 68,000 | 132,000 | 184,000 | 87,000 |
| Noninterest expense | 1,070,000 | 2,137,000 | 3,203,000 | 4,247,000 |
| Provision for loan losses | 171,000 | 349,000 | 532,000 | 533,000 |
| Pretax income | 68,000 | 151,000 | 229,000 | 320,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 68,000 | 150,000 | 228,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,098,000 | 10,301,000 | 10,392,000 | 10,493,000 |
| Total capital | 11,226,000 | 11,440,000 | 11,508,000 | 11,542,000 |
| Risk-weighted assets | 89,495,000 | 90,734,000 | 88,576,000 | 83,570,000 |