Call reports 2005
FOUNDERS COMMUNITY BANK — 2005
What FOUNDERS COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 21,011,000 | 35,703,000 | 44,694,000 |
| Total loans | 7,560,000 | 20,976,000 | 29,605,000 |
| Allowance for loan losses | 80,000 | 225,000 | 298,000 |
| Securities available for sale | 0 | 999,000 | 2,489,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,686,000 | 25,548,000 | 34,556,000 |
| Interest-bearing deposits | 8,315,000 | 19,532,000 | 28,458,000 |
| Noninterest-bearing deposits | 2,371,000 | 6,016,000 | 6,098,000 |
| Equity capital | 10,308,000 | 10,112,000 | 10,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 99,000 | 521,000 | 1,168,000 |
| Interest expense | 21,000 | 134,000 | 296,000 |
| Net interest income | 78,000 | 387,000 | 872,000 |
| Noninterest income | 0 | 2,000 | 16,000 |
| Noninterest expense | 690,000 | 1,151,000 | 1,615,000 |
| Provision for loan losses | 80,000 | 225,000 | 298,000 |
| Pretax income | -692,000 | -987,000 | -1,025,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -692,000 | -987,000 | -1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 10,308,000 | 10,113,000 | 10,075,000 |
| Total capital | 10,388,000 | 10,338,000 | 10,380,000 |
| Risk-weighted assets | 11,017,000 | 24,305,000 | 33,606,000 |