Call reports 2026
WINCHESTER CO-OPERATIVE BANK — 2026
What WINCHESTER CO-OPERATIVE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 931,730,000 | 946,884,000 |
| Total loans | 684,383,000 | 695,862,000 |
| Allowance for loan losses | 2,375,000 | 2,455,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 106,310,000 | 98,404,000 |
| Trading assets | 0 | 0 |
| Total deposits | 759,779,000 | 773,766,000 |
| Interest-bearing deposits | 719,497,000 | 732,312,000 |
| Noninterest-bearing deposits | 40,282,000 | 41,454,000 |
| Equity capital | 108,575,000 | 109,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,677,000 | 21,599,000 |
| Interest expense | 5,540,000 | 11,243,000 |
| Net interest income | 5,137,000 | 10,356,000 |
| Noninterest income | 278,000 | 566,000 |
| Noninterest expense | 3,514,000 | 7,223,000 |
| Provision for loan losses | 0 | 80,000 |
| Pretax income | 1,901,000 | 3,699,000 |
| Income tax | 453,000 | 871,000 |
| Net income | 1,448,000 | 2,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 108,575,000 | 109,956,000 |