Call reports 2001
WINCHESTER CO-OPERATIVE BANK — 2001
What WINCHESTER CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 247,651,000 | 264,855,000 | 280,473,000 | 288,196,000 |
| Total loans | 176,058,000 | 177,245,000 | 183,047,000 | 177,499,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 502,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,914,000 | 40,829,000 | 48,847,000 | 52,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,114,000 | 239,896,000 | 254,696,000 | 261,722,000 |
| Interest-bearing deposits | 217,262,000 | 233,029,000 | 246,757,000 | 253,870,000 |
| Noninterest-bearing deposits | 5,852,000 | 6,867,000 | 7,939,000 | 7,852,000 |
| Equity capital | 23,904,000 | 24,414,000 | 25,099,000 | 25,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 8,431,000 | 12,723,000 | 16,876,000 |
| Interest expense | 2,306,000 | 4,689,000 | 7,036,000 | 9,279,000 |
| Net interest income | 1,934,000 | 3,742,000 | 5,687,000 | 7,597,000 |
| Noninterest income | 64,000 | 139,000 | 222,000 | 408,000 |
| Noninterest expense | 953,000 | 2,017,000 | 2,926,000 | 3,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,045,000 | 1,864,000 | 2,983,000 | 4,067,000 |
| Income tax | 396,000 | 705,000 | 1,139,000 | 1,563,000 |
| Net income | 649,000 | 1,159,000 | 1,844,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,904,000 | 24,414,000 | 25,099,000 | 25,759,000 |
| Total capital | 24,406,000 | 24,916,000 | 25,601,000 | 26,261,000 |
| Risk-weighted assets | 119,611,000 | 123,640,000 | 126,738,000 | 127,002,000 |