Call reports 2026
EXCHANGE BANK OF MISSOURI — 2026
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 447,040,000 | 453,843,000 |
| Total loans | 338,503,000 | 348,009,000 |
| Allowance for loan losses | 3,595,000 | 3,620,000 |
| Securities available for sale | 32,436,000 | 33,408,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 403,044,000 | 409,725,000 |
| Interest-bearing deposits | 355,031,000 | 345,927,000 |
| Noninterest-bearing deposits | 48,013,000 | 63,798,000 |
| Equity capital | 41,537,000 | 41,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,032,000 | 14,117,000 |
| Interest expense | 2,765,000 | 5,619,000 |
| Net interest income | 4,267,000 | 8,498,000 |
| Noninterest income | 2,043,000 | 2,519,000 |
| Noninterest expense | 2,756,000 | 5,490,000 |
| Provision for loan losses | 68,000 | 136,000 |
| Pretax income | 3,475,000 | 5,404,000 |
| Income tax | 474,000 | 951,000 |
| Net income | 3,001,000 | 4,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,067,000 | 42,220,000 |
| Total capital | 45,662,000 | 45,840,000 |
| Risk-weighted assets | 360,302,000 | 368,006,000 |