Call reports 2024
EXCHANGE BANK OF MISSOURI — 2024
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 363,249,000 | 363,236,000 | 386,966,000 | 395,126,000 |
| Total loans | 280,644,000 | 284,444,000 | 289,066,000 | 290,806,000 |
| Allowance for loan losses | 3,106,000 | 3,157,000 | 3,164,000 | 3,223,000 |
| Securities available for sale | 33,672,000 | 32,426,000 | 33,427,000 | 31,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,689,000 | 329,534,000 | 351,454,000 | 358,843,000 |
| Interest-bearing deposits | 289,178,000 | 288,137,000 | 311,791,000 | 319,655,000 |
| Noninterest-bearing deposits | 41,511,000 | 41,397,000 | 39,663,000 | 39,188,000 |
| Equity capital | 30,789,000 | 31,646,000 | 33,590,000 | 33,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,622,000 | 11,568,000 | 17,800,000 | 24,409,000 |
| Interest expense | 2,452,000 | 5,074,000 | 7,871,000 | 10,832,000 |
| Net interest income | 3,170,000 | 6,494,000 | 9,929,000 | 13,577,000 |
| Noninterest income | 411,000 | 852,000 | 1,379,000 | 1,885,000 |
| Noninterest expense | 2,334,000 | 4,675,000 | 7,024,000 | 9,407,000 |
| Provision for loan losses | 68,000 | 150,000 | 219,000 | 288,000 |
| Pretax income | 1,183,000 | 2,521,000 | 4,065,000 | 5,769,000 |
| Income tax | 284,000 | 596,000 | 952,000 | 1,298,000 |
| Net income | 899,000 | 1,925,000 | 3,113,000 | 4,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,863,000 | 33,808,000 | 34,916,000 | 35,916,000 |
| Total capital | 36,138,000 | 36,965,000 | 38,080,000 | 39,139,000 |
| Risk-weighted assets | 286,783,000 | 289,053,000 | 300,397,000 | 304,225,000 |