Call reports 2023
EXCHANGE BANK OF MISSOURI — 2023
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 322,077,000 | 336,544,000 | 344,235,000 | 348,798,000 |
| Total loans | 254,501,000 | 276,008,000 | 281,935,000 | 283,607,000 |
| Allowance for loan losses | 3,085,000 | 3,085,000 | 2,986,000 | 3,029,000 |
| Securities available for sale | 36,898,000 | 35,931,000 | 33,705,000 | 35,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,529,000 | 298,291,000 | 310,300,000 | 316,403,000 |
| Interest-bearing deposits | 246,008,000 | 250,185,000 | 267,177,000 | 273,958,000 |
| Noninterest-bearing deposits | 45,521,000 | 48,106,000 | 43,123,000 | 42,445,000 |
| Equity capital | 29,516,000 | 30,088,000 | 28,270,000 | 30,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 8,348,000 | 13,359,000 | 18,649,000 |
| Interest expense | 1,299,000 | 2,850,000 | 4,802,000 | 7,016,000 |
| Net interest income | 2,637,000 | 5,498,000 | 8,557,000 | 11,633,000 |
| Noninterest income | 333,000 | 716,000 | 1,176,000 | 1,507,000 |
| Noninterest expense | 2,011,000 | 4,058,000 | 8,425,000 | 10,465,000 |
| Provision for loan losses | 53,000 | 60,000 | 197,000 | 262,000 |
| Pretax income | 918,000 | 2,114,000 | 1,129,000 | 2,459,000 |
| Income tax | 208,000 | 488,000 | 225,000 | 551,000 |
| Net income | 710,000 | 1,626,000 | 904,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,387,000 | 32,303,000 | 31,580,000 | 32,570,000 |
| Total capital | 34,472,000 | 35,388,000 | 34,566,000 | 35,599,000 |
| Risk-weighted assets | 258,086,000 | 278,487,000 | 286,089,000 | 286,446,000 |