Call reports 2022
EXCHANGE BANK OF MISSOURI — 2022
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 317,891,000 | 302,411,000 | 300,201,000 | 305,994,000 |
| Total loans | 201,195,000 | 223,218,000 | 239,608,000 | 244,944,000 |
| Allowance for loan losses | 2,029,000 | 1,985,000 | 2,054,000 | 2,163,000 |
| Securities available for sale | 40,039,000 | 38,809,000 | 36,199,000 | 36,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,138,000 | 272,488,000 | 271,394,000 | 274,409,000 |
| Interest-bearing deposits | 246,908,000 | 231,780,000 | 228,265,000 | 229,350,000 |
| Noninterest-bearing deposits | 40,230,000 | 40,708,000 | 43,129,000 | 45,059,000 |
| Equity capital | 29,956,000 | 29,041,000 | 27,915,000 | 29,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,703,000 | 8,971,000 | 12,484,000 |
| Interest expense | 465,000 | 858,000 | 1,491,000 | 2,378,000 |
| Net interest income | 2,231,000 | 4,845,000 | 7,480,000 | 10,106,000 |
| Noninterest income | 461,000 | 863,000 | 1,257,000 | 1,633,000 |
| Noninterest expense | 1,743,000 | 3,629,000 | 5,565,000 | 7,424,000 |
| Provision for loan losses | 63,000 | 127,000 | 206,000 | 316,000 |
| Pretax income | 882,000 | 1,939,000 | 2,953,000 | 3,995,000 |
| Income tax | 191,000 | 459,000 | 686,000 | 893,000 |
| Net income | 691,000 | 1,480,000 | 2,267,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,324,000 | 30,443,000 | 30,674,000 | 31,163,000 |
| Total capital | 32,353,000 | 32,428,000 | 32,728,000 | 33,326,000 |
| Risk-weighted assets | 220,527,000 | 229,810,000 | 243,212,000 | 247,744,000 |