Call reports 2021
EXCHANGE BANK OF MISSOURI — 2021
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 284,733,000 | 285,360,000 | 295,963,000 | 308,493,000 |
| Total loans | 183,202,000 | 190,722,000 | 187,675,000 | 189,540,000 |
| Allowance for loan losses | 2,008,000 | 2,207,000 | 1,785,000 | 1,968,000 |
| Securities available for sale | 29,579,000 | 32,957,000 | 33,660,000 | 38,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,685,000 | 253,191,000 | 262,960,000 | 275,565,000 |
| Interest-bearing deposits | 220,227,000 | 219,733,000 | 226,949,000 | 234,690,000 |
| Noninterest-bearing deposits | 33,458,000 | 33,458,000 | 36,011,000 | 40,875,000 |
| Equity capital | 29,699,000 | 30,751,000 | 31,402,000 | 31,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,457,000 | 6,732,000 | 9,441,000 | 12,145,000 |
| Interest expense | 579,000 | 1,116,000 | 1,647,000 | 2,141,000 |
| Net interest income | 2,878,000 | 5,616,000 | 7,794,000 | 10,004,000 |
| Noninterest income | 537,000 | 999,000 | 1,415,000 | 1,794,000 |
| Noninterest expense | 1,517,000 | 3,117,000 | 4,757,000 | 6,328,000 |
| Provision for loan losses | 63,000 | 269,000 | 354,000 | 537,000 |
| Pretax income | 1,835,000 | 3,244,000 | 4,123,000 | 4,968,000 |
| Income tax | 438,000 | 816,000 | 1,008,000 | 1,151,000 |
| Net income | 1,397,000 | 2,428,000 | 3,115,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,768,000 | 28,806,000 | 29,502,000 | 30,024,000 |
| Total capital | 29,776,000 | 31,013,000 | 31,287,000 | 31,992,000 |
| Risk-weighted assets | 191,915,000 | 196,502,000 | 203,641,000 | 209,351,000 |