Call reports 2019
EXCHANGE BANK OF MISSOURI — 2019
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,685,000 | 206,206,000 | 213,940,000 | 219,165,000 |
| Total loans | 168,174,000 | 174,121,000 | 181,039,000 | 179,806,000 |
| Allowance for loan losses | 1,652,000 | 1,565,000 | 1,631,000 | 1,784,000 |
| Securities available for sale | 16,180,000 | 16,278,000 | 16,862,000 | 16,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,256,000 | 179,678,000 | 181,481,000 | 189,959,000 |
| Interest-bearing deposits | 159,063,000 | 159,036,000 | 159,692,000 | 167,674,000 |
| Noninterest-bearing deposits | 22,193,000 | 20,642,000 | 21,789,000 | 22,285,000 |
| Equity capital | 23,250,000 | 24,141,000 | 24,983,000 | 25,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,209,000 | 7,990,000 | 10,814,000 |
| Interest expense | 653,000 | 1,325,000 | 2,003,000 | 2,693,000 |
| Net interest income | 1,888,000 | 3,884,000 | 5,987,000 | 8,121,000 |
| Noninterest income | 261,000 | 616,000 | 984,000 | 1,374,000 |
| Noninterest expense | 1,337,000 | 2,641,000 | 3,743,000 | 4,946,000 |
| Provision for loan losses | 63,000 | 127,000 | 391,000 | 626,000 |
| Pretax income | 749,000 | 1,732,000 | 2,837,000 | 3,923,000 |
| Income tax | 208,000 | 447,000 | 760,000 | 952,000 |
| Net income | 541,000 | 1,285,000 | 2,077,000 | 2,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,374,000 | 22,126,000 | 22,926,000 | 23,535,000 |
| Total capital | 23,026,000 | 23,691,000 | 24,557,000 | 25,319,000 |
| Risk-weighted assets | 170,293,000 | 175,382,000 | 183,160,000 | 182,599,000 |