Call reports 2018
EXCHANGE BANK OF MISSOURI — 2018
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 191,161,000 | 191,338,000 | 192,283,000 | 205,374,000 |
| Total loans | 158,638,000 | 159,344,000 | 161,718,000 | 167,447,000 |
| Allowance for loan losses | 1,459,000 | 1,501,000 | 1,530,000 | 1,591,000 |
| Securities available for sale | 14,977,000 | 15,425,000 | 15,354,000 | 15,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,781,000 | 164,270,000 | 164,137,000 | 175,281,000 |
| Interest-bearing deposits | 143,968,000 | 142,733,000 | 143,624,000 | 150,175,000 |
| Noninterest-bearing deposits | 20,813,000 | 21,537,000 | 20,513,000 | 25,106,000 |
| Equity capital | 21,103,000 | 21,741,000 | 21,977,000 | 22,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,568,000 | 6,936,000 | 9,410,000 |
| Interest expense | 369,000 | 792,000 | 1,251,000 | 1,841,000 |
| Net interest income | 1,853,000 | 3,776,000 | 5,685,000 | 7,569,000 |
| Noninterest income | 300,000 | 612,000 | 896,000 | 1,238,000 |
| Noninterest expense | 1,301,000 | 2,639,000 | 3,919,000 | 5,201,000 |
| Provision for loan losses | 16,000 | 61,000 | 107,000 | 171,000 |
| Pretax income | 836,000 | 1,688,000 | 2,555,000 | 3,435,000 |
| Income tax | 223,000 | 424,000 | 649,000 | 846,000 |
| Net income | 613,000 | 1,264,000 | 1,906,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,466,000 | 20,125,000 | 20,431,000 | 21,122,000 |
| Total capital | 20,925,000 | 21,626,000 | 21,961,000 | 22,713,000 |
| Risk-weighted assets | 160,625,000 | 161,290,000 | 163,688,000 | 170,931,000 |