Call reports 2017
EXCHANGE BANK OF MISSOURI — 2017
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,583,000 | 183,674,000 | 186,993,000 | 189,465,000 |
| Total loans | 139,744,000 | 150,550,000 | 153,250,000 | 155,762,000 |
| Allowance for loan losses | 1,452,000 | 1,458,000 | 1,455,000 | 1,447,000 |
| Securities available for sale | 17,664,000 | 17,565,000 | 17,103,000 | 16,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,270,000 | 158,207,000 | 159,014,000 | 158,000,000 |
| Interest-bearing deposits | 137,262,000 | 135,387,000 | 134,988,000 | 135,758,000 |
| Noninterest-bearing deposits | 23,008,000 | 22,820,000 | 24,026,000 | 22,242,000 |
| Equity capital | 19,274,000 | 19,899,000 | 20,053,000 | 20,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,951,000 | 6,077,000 | 8,277,000 |
| Interest expense | 310,000 | 629,000 | 923,000 | 1,251,000 |
| Net interest income | 1,597,000 | 3,322,000 | 5,154,000 | 7,026,000 |
| Noninterest income | 265,000 | 641,000 | 998,000 | 1,347,000 |
| Noninterest expense | 1,228,000 | 2,517,000 | 3,845,000 | 5,135,000 |
| Provision for loan losses | 54,000 | 72,000 | 72,000 | 72,000 |
| Pretax income | 580,000 | 1,374,000 | 2,235,000 | 3,165,000 |
| Income tax | 180,000 | 455,000 | 817,000 | 890,000 |
| Net income | 400,000 | 919,000 | 1,418,000 | 2,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,381,000 | 17,921,000 | 18,117,000 | 18,995,000 |
| Total capital | 18,833,000 | 19,379,000 | 19,572,000 | 20,442,000 |
| Risk-weighted assets | 145,326,000 | 152,918,000 | 155,827,000 | 158,652,000 |