Call reports 2012
EXCHANGE BANK OF MISSOURI — 2012
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,681,000 | 70,114,000 | 66,962,000 | 120,891,000 |
| Total loans | 47,948,000 | 50,030,000 | 51,550,000 | 81,397,000 |
| Allowance for loan losses | 266,000 | 366,000 | 409,000 | 441,000 |
| Securities available for sale | 11,986,000 | 11,111,000 | 9,870,000 | 15,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,274,000 | 62,334,000 | 58,891,000 | 104,964,000 |
| Interest-bearing deposits | 54,953,000 | 52,630,000 | 52,444,000 | 88,146,000 |
| Noninterest-bearing deposits | 7,321,000 | 9,704,000 | 6,447,000 | 16,818,000 |
| Equity capital | 7,223,000 | 7,424,000 | 7,610,000 | 14,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,703,000 | 2,595,000 | 3,689,000 |
| Interest expense | 173,000 | 321,000 | 460,000 | 623,000 |
| Net interest income | 662,000 | 1,382,000 | 2,135,000 | 3,066,000 |
| Noninterest income | 215,000 | 369,000 | 512,000 | 704,000 |
| Noninterest expense | 528,000 | 1,119,000 | 1,657,000 | 2,306,000 |
| Provision for loan losses | 77,000 | 174,000 | 222,000 | 330,000 |
| Pretax income | 277,000 | 581,000 | 916,000 | 1,282,000 |
| Income tax | 66,000 | 162,000 | 283,000 | 456,000 |
| Net income | 211,000 | 419,000 | 633,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,229,000 | 6,455,000 | 6,688,000 | 12,113,000 |
| Total capital | 6,495,000 | 6,821,000 | 7,097,000 | 12,554,000 |
| Risk-weighted assets | 50,016,000 | 51,875,000 | 52,414,000 | 85,711,000 |