Call reports 2011
EXCHANGE BANK OF MISSOURI — 2011
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,522,000 | 67,014,000 | 65,395,000 | 69,033,000 |
| Total loans | 42,996,000 | 43,914,000 | 43,500,000 | 44,486,000 |
| Allowance for loan losses | 0 | 54,000 | 240,000 | 199,000 |
| Securities available for sale | 11,993,000 | 10,942,000 | 11,456,000 | 12,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,384,000 | 57,149,000 | 56,181,000 | 61,766,000 |
| Interest-bearing deposits | 51,239,000 | 51,320,000 | 50,168,000 | 55,702,000 |
| Noninterest-bearing deposits | 6,145,000 | 5,829,000 | 6,013,000 | 6,064,000 |
| Equity capital | 5,966,000 | 6,670,000 | 6,894,000 | 7,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 1,250,000 | 2,120,000 | 2,836,000 |
| Interest expense | 100,000 | 295,000 | 487,000 | 658,000 |
| Net interest income | 325,000 | 955,000 | 1,633,000 | 2,178,000 |
| Noninterest income | 61,000 | 256,000 | 451,000 | 707,000 |
| Noninterest expense | 269,000 | 801,000 | 1,326,000 | 1,809,000 |
| Provision for loan losses | 0 | 39,000 | 94,000 | 82,000 |
| Pretax income | 129,000 | 383,000 | 677,000 | 1,007,000 |
| Income tax | 45,000 | 83,000 | 139,000 | 287,000 |
| Net income | 84,000 | 300,000 | 538,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,545,000 | 5,530,000 | 5,787,000 | 6,001,000 |
| Total capital | 4,545,000 | 5,584,000 | 6,027,000 | 6,200,000 |
| Risk-weighted assets | 45,664,000 | 46,184,000 | 45,741,000 | 47,053,000 |