Call reports 2010
EXCHANGE BANK OF MISSOURI — 2010
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,493,000 | 60,905,000 | 62,382,000 | 68,025,000 |
| Total loans | 43,115,000 | 43,388,000 | 43,891,000 | 44,521,000 |
| Allowance for loan losses | 716,000 | 724,000 | 674,000 | 681,000 |
| Securities available for sale | 5,679,000 | 7,533,000 | 8,770,000 | 9,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,537,000 | 47,743,000 | 49,005,000 | 58,159,000 |
| Interest-bearing deposits | 41,800,000 | 43,021,000 | 43,848,000 | 52,481,000 |
| Noninterest-bearing deposits | 4,737,000 | 4,722,000 | 5,157,000 | 5,678,000 |
| Equity capital | 6,525,000 | 6,685,000 | 6,865,000 | 6,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,542,000 | 2,337,000 | 3,165,000 |
| Interest expense | 260,000 | 517,000 | 769,000 | 1,010,000 |
| Net interest income | 521,000 | 1,025,000 | 1,568,000 | 2,155,000 |
| Noninterest income | 90,000 | 176,000 | 282,000 | 314,000 |
| Noninterest expense | 596,000 | 1,114,000 | 1,658,000 | 2,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 158,000 | 263,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 158,000 | 263,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,302,000 | 4,388,000 | 4,504,000 | 4,639,000 |
| Total capital | 4,828,000 | 4,928,000 | 5,070,000 | 5,229,000 |
| Risk-weighted assets | 41,911,000 | 43,000,000 | 45,156,000 | 47,072,000 |