Call reports 2009
EXCHANGE BANK OF MISSOURI — 2009
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,462,000 | 57,012,000 | 57,920,000 | 61,095,000 |
| Total loans | 42,371,000 | 43,282,000 | 44,171,000 | 44,607,000 |
| Allowance for loan losses | 696,000 | 697,000 | 724,000 | 629,000 |
| Securities available for sale | 4,533,000 | 8,314,000 | 8,380,000 | 8,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,372,000 | 43,027,000 | 44,373,000 | 48,354,000 |
| Interest-bearing deposits | 38,822,000 | 38,615,000 | 39,944,000 | 43,146,000 |
| Noninterest-bearing deposits | 4,550,000 | 4,412,000 | 4,429,000 | 5,208,000 |
| Equity capital | 6,580,000 | 6,416,000 | 6,640,000 | 6,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,603,000 | 2,448,000 | 3,285,000 |
| Interest expense | 334,000 | 650,000 | 955,000 | 1,249,000 |
| Net interest income | 459,000 | 953,000 | 1,493,000 | 2,036,000 |
| Noninterest income | 81,000 | 169,000 | 262,000 | 349,000 |
| Noninterest expense | 470,000 | 971,000 | 1,474,000 | 1,953,000 |
| Provision for loan losses | 15,000 | 26,000 | 35,000 | 363,000 |
| Pretax income | 55,000 | 125,000 | 246,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 125,000 | 246,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,315,000 | 4,403,000 | 4,476,000 | 4,205,000 |
| Total capital | 4,825,000 | 4,924,000 | 5,007,000 | 4,755,000 |
| Risk-weighted assets | 40,611,000 | 41,516,000 | 42,320,000 | 43,930,000 |