Call reports 2008
EXCHANGE BANK OF MISSOURI — 2008
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 55,671,000 | 58,301,000 | 56,405,000 | 53,460,000 |
| Total loans | 40,246,000 | 43,976,000 | 43,811,000 | 42,820,000 |
| Allowance for loan losses | 1,140,000 | 988,000 | 937,000 | 951,000 |
| Securities available for sale | 6,227,000 | 5,998,000 | 5,558,000 | 5,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,535,000 | 46,043,000 | 44,382,000 | 41,227,000 |
| Interest-bearing deposits | 38,708,000 | 40,660,000 | 39,350,000 | 36,667,000 |
| Noninterest-bearing deposits | 4,827,000 | 5,383,000 | 5,032,000 | 4,560,000 |
| Equity capital | 6,558,000 | 6,641,000 | 6,369,000 | 6,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,813,000 | 2,742,000 | 3,559,000 |
| Interest expense | 433,000 | 862,000 | 1,293,000 | 1,663,000 |
| Net interest income | 466,000 | 951,000 | 1,449,000 | 1,896,000 |
| Noninterest income | 91,000 | 229,000 | 339,000 | 403,000 |
| Noninterest expense | 503,000 | 981,000 | 1,453,000 | 1,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 199,000 | -142,000 | -170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 199,000 | -142,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,217,000 | 4,388,000 | 4,268,000 | 4,252,000 |
| Total capital | 4,709,000 | 4,920,000 | 4,792,000 | 4,758,000 |
| Risk-weighted assets | 38,743,000 | 42,089,000 | 41,489,000 | 40,026,000 |