Call reports 2007
EXCHANGE BANK OF MISSOURI — 2007
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,206,000 | 54,697,000 | 54,240,000 | 52,418,000 |
| Total loans | 40,666,000 | 40,284,000 | 39,658,000 | 38,491,000 |
| Allowance for loan losses | 1,235,000 | 1,226,000 | 1,188,000 | 1,164,000 |
| Securities available for sale | 6,266,000 | 6,174,000 | 6,623,000 | 5,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,573,000 | 40,987,000 | 40,339,000 | 40,332,000 |
| Interest-bearing deposits | 36,589,000 | 36,248,000 | 35,547,000 | 35,310,000 |
| Noninterest-bearing deposits | 4,984,000 | 4,739,000 | 4,792,000 | 5,022,000 |
| Equity capital | 6,599,000 | 6,614,000 | 6,744,000 | 6,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,832,000 | 2,773,000 | 3,692,000 |
| Interest expense | 436,000 | 892,000 | 1,349,000 | 1,802,000 |
| Net interest income | 466,000 | 940,000 | 1,424,000 | 1,890,000 |
| Noninterest income | 85,000 | 162,000 | 237,000 | 320,000 |
| Noninterest expense | 468,000 | 980,000 | 1,462,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 122,000 | 199,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 122,000 | 199,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,198,000 | 4,247,000 | 4,327,000 | 4,203,000 |
| Total capital | 4,671,000 | 4,720,000 | 4,801,000 | 4,665,000 |
| Risk-weighted assets | 37,058,000 | 37,088,000 | 37,207,000 | 36,284,000 |