Call reports 2006
EXCHANGE BANK OF MISSOURI — 2006
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,719,000 | 56,977,000 | 53,337,000 | 53,599,000 |
| Total loans | 44,026,000 | 42,004,000 | 40,738,000 | 40,722,000 |
| Allowance for loan losses | 1,473,000 | 1,431,000 | 1,303,000 | 1,272,000 |
| Securities available for sale | 6,902,000 | 6,892,000 | 5,875,000 | 5,820,000 |
| Securities held to maturity | 591,000 | 525,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,348,000 | 41,587,000 | 39,852,000 | 40,164,000 |
| Interest-bearing deposits | 37,474,000 | 36,431,000 | 34,982,000 | 35,297,000 |
| Noninterest-bearing deposits | 5,874,000 | 5,156,000 | 4,870,000 | 4,868,000 |
| Equity capital | 6,415,000 | 6,389,000 | 6,420,000 | 6,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,717,000 | 2,579,000 | 3,433,000 |
| Interest expense | 404,000 | 836,000 | 1,262,000 | 1,682,000 |
| Net interest income | 413,000 | 881,000 | 1,317,000 | 1,751,000 |
| Noninterest income | 62,000 | 92,000 | 174,000 | 262,000 |
| Noninterest expense | 455,000 | 920,000 | 1,448,000 | 1,921,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | -21,000 | 12,000 | 2,000 | 51,000 |
| Income tax | -59,000 | -77,000 | -77,000 | -77,000 |
| Net income | 38,000 | 89,000 | 79,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,985,000 | 4,052,000 | 4,055,000 | 4,080,000 |
| Total capital | 4,494,000 | 4,536,000 | 4,525,000 | 4,549,000 |
| Risk-weighted assets | 39,740,000 | 37,748,000 | 36,753,000 | 36,700,000 |