Call reports 2002
EXCHANGE BANK OF MISSOURI — 2002
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,669,000 | 41,745,000 | 42,513,000 | 42,792,000 |
| Total loans | 29,309,000 | 29,957,000 | 31,251,000 | 31,683,000 |
| Allowance for loan losses | 217,000 | 208,000 | 205,000 | 209,000 |
| Securities available for sale | 6,191,000 | 5,704,000 | 4,068,000 | 4,295,000 |
| Securities held to maturity | 1,611,000 | 1,609,000 | 1,762,000 | 1,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,673,000 | 31,216,000 | 30,298,000 | 30,697,000 |
| Interest-bearing deposits | 29,342,000 | 28,248,000 | 27,394,000 | 27,725,000 |
| Noninterest-bearing deposits | 3,331,000 | 2,968,000 | 2,904,000 | 2,972,000 |
| Equity capital | 5,370,000 | 5,440,000 | 5,586,000 | 5,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,322,000 | 2,040,000 | 2,726,000 |
| Interest expense | 312,000 | 609,000 | 886,000 | 1,147,000 |
| Net interest income | 362,000 | 713,000 | 1,154,000 | 1,579,000 |
| Noninterest income | 28,000 | 50,000 | 76,000 | 107,000 |
| Noninterest expense | 270,000 | 546,000 | 806,000 | 1,028,000 |
| Provision for loan losses | 1,000 | 1,000 | 9,000 | 18,000 |
| Pretax income | 119,000 | 216,000 | 415,000 | 640,000 |
| Income tax | 42,000 | 76,000 | 135,000 | 215,000 |
| Net income | 77,000 | 140,000 | 280,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,570,000 | 3,724,000 | 3,705,000 |
| Total capital | 3,745,000 | 3,778,000 | 3,929,000 | 3,914,000 |
| Risk-weighted assets | 25,940,000 | 26,271,000 | 27,334,000 | 27,901,000 |