Call reports 2001
EXCHANGE BANK OF MISSOURI — 2001
What EXCHANGE BANK OF MISSOURI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,930,000 | 40,164,000 | 40,699,000 | 40,745,000 |
| Total loans | 25,265,000 | 24,934,000 | 26,351,000 | 27,561,000 |
| Allowance for loan losses | 256,000 | 193,000 | 208,000 | 216,000 |
| Securities available for sale | 4,981,000 | 6,257,000 | 6,288,000 | 6,032,000 |
| Securities held to maturity | 2,330,000 | 1,841,000 | 1,839,000 | 1,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,733,000 | 31,079,000 | 31,587,000 | 31,198,000 |
| Interest-bearing deposits | 28,978,000 | 28,256,000 | 28,622,000 | 27,882,000 |
| Noninterest-bearing deposits | 2,755,000 | 2,823,000 | 2,965,000 | 3,316,000 |
| Equity capital | 5,497,000 | 5,474,000 | 5,451,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,431,000 | 2,128,000 | 2,807,000 |
| Interest expense | 393,000 | 776,000 | 1,142,000 | 1,487,000 |
| Net interest income | 316,000 | 655,000 | 986,000 | 1,320,000 |
| Noninterest income | 37,000 | 61,000 | 94,000 | 103,000 |
| Noninterest expense | 281,000 | 570,000 | 875,000 | 1,157,000 |
| Provision for loan losses | 0 | 21,000 | 33,000 | 40,000 |
| Pretax income | 72,000 | 125,000 | 172,000 | 226,000 |
| Income tax | 29,000 | 46,000 | 79,000 | 114,000 |
| Net income | 43,000 | 79,000 | 93,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,520,000 | 3,533,000 | 3,525,000 | 3,518,000 |
| Total capital | 3,776,000 | 3,726,000 | 3,733,000 | 3,734,000 |
| Risk-weighted assets | 23,052,000 | 22,857,000 | 24,255,000 | 24,666,000 |