Call reports 2001
PRIVEST BANK — 2001
What PRIVEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,860,000 | 49,391,000 | 53,347,000 | 63,039,000 |
| Total loans | 18,746,000 | 23,757,000 | 27,964,000 | 28,102,000 |
| Allowance for loan losses | 160,000 | 164,000 | 196,000 | 230,000 |
| Securities available for sale | 11,827,000 | 9,815,000 | 17,631,000 | 15,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,021,000 | 44,595,000 | 48,111,000 | 55,853,000 |
| Interest-bearing deposits | 28,732,000 | 32,889,000 | 35,263,000 | 39,915,000 |
| Noninterest-bearing deposits | 9,289,000 | 11,706,000 | 12,848,000 | 15,938,000 |
| Equity capital | 4,654,000 | 4,622,000 | 5,006,000 | 5,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,445,000 | 2,247,000 | 3,016,000 |
| Interest expense | 242,000 | 495,000 | 739,000 | 951,000 |
| Net interest income | 449,000 | 950,000 | 1,508,000 | 2,065,000 |
| Noninterest income | 201,000 | 291,000 | 405,000 | 500,000 |
| Noninterest expense | 601,000 | 1,175,000 | 1,710,000 | 2,323,000 |
| Provision for loan losses | 0 | 5,000 | 37,000 | 71,000 |
| Pretax income | 49,000 | 83,000 | 207,000 | 286,000 |
| Income tax | 0 | 0 | 2,000 | 1,000 |
| Net income | 49,000 | 83,000 | 205,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,626,000 | 4,660,000 | 4,781,000 | 4,861,000 |
| Total capital | 4,815,000 | 4,854,000 | 5,007,000 | 5,121,000 |
| Risk-weighted assets | 27,882,000 | 35,267,000 | 39,321,000 | 41,253,000 |