Call reports 2017
PALM BEACH COMMUNITY BANK — 2017
What PALM BEACH COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 345,988,000 | 334,469,000 | 321,954,000 |
| Total loans | 290,013,000 | 275,778,000 | 272,943,000 |
| Allowance for loan losses | 1,938,000 | 2,074,000 | 2,051,000 |
| Securities available for sale | 24,306,000 | 24,142,000 | 23,361,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 280,571,000 | 280,378,000 | 265,158,000 |
| Interest-bearing deposits | 242,873,000 | 241,433,000 | 229,197,000 |
| Noninterest-bearing deposits | 37,698,000 | 38,945,000 | 35,961,000 |
| Equity capital | 41,733,000 | 40,570,000 | 41,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 3,639,000 | 7,500,000 | 11,288,000 |
| Interest expense | 558,000 | 1,159,000 | 1,734,000 |
| Net interest income | 3,081,000 | 6,341,000 | 9,554,000 |
| Noninterest income | 480,000 | 702,000 | 823,000 |
| Noninterest expense | 2,038,000 | 4,719,000 | 7,205,000 |
| Provision for loan losses | 253,000 | 389,000 | 366,000 |
| Pretax income | 1,287,000 | 1,952,000 | 2,823,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,287,000 | 1,952,000 | 2,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 41,573,000 | 40,172,000 | 41,118,000 |
| Total capital | 43,511,000 | 42,246,000 | 43,169,000 |
| Risk-weighted assets | 253,388,000 | 242,642,000 | 247,388,000 |