Call reports 2011
PALM BEACH COMMUNITY BANK — 2011
What PALM BEACH COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 157,285,000 | 170,643,000 | 180,363,000 | 190,583,000 |
| Total loans | 120,391,000 | 125,690,000 | 129,021,000 | 141,427,000 |
| Allowance for loan losses | 1,100,000 | 1,200,000 | 1,280,000 | 1,380,000 |
| Securities available for sale | 19,226,000 | 20,572,000 | 29,770,000 | 28,557,000 |
| Securities held to maturity | 4,141,000 | 5,907,000 | 5,682,000 | 5,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,154,000 | 141,997,000 | 151,572,000 | 154,751,000 |
| Interest-bearing deposits | 121,032,000 | 133,128,000 | 142,226,000 | 142,787,000 |
| Noninterest-bearing deposits | 6,122,000 | 8,869,000 | 9,346,000 | 11,964,000 |
| Equity capital | 24,833,000 | 25,332,000 | 25,973,000 | 26,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 4,058,000 | 6,177,000 | 8,417,000 |
| Interest expense | 380,000 | 742,000 | 1,104,000 | 1,454,000 |
| Net interest income | 1,565,000 | 3,316,000 | 5,073,000 | 6,963,000 |
| Noninterest income | 11,000 | 38,000 | 56,000 | 73,000 |
| Noninterest expense | 1,113,000 | 2,411,000 | 3,585,000 | 4,727,000 |
| Provision for loan losses | 0 | 100,000 | 180,000 | 280,000 |
| Pretax income | 463,000 | 898,000 | 1,419,000 | 2,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 898,000 | 1,419,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,398,000 | 24,730,000 | 25,264,000 | 25,929,000 |
| Total capital | 25,479,000 | 25,905,000 | 26,507,000 | 27,309,000 |
| Risk-weighted assets | 89,526,000 | 94,005,000 | 99,387,000 | 112,555,000 |