Call reports 2026
STATE BANK OF FARIBAULT, THE — 2026
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 323,153,000 | 329,197,000 |
| Total loans | 181,117,000 | 179,372,000 |
| Allowance for loan losses | 3,381,000 | 3,492,000 |
| Securities available for sale | 71,210,000 | 71,903,000 |
| Securities held to maturity | 36,765,000 | 36,790,000 |
| Trading assets | 0 | 0 |
| Total deposits | 296,570,000 | 301,406,000 |
| Interest-bearing deposits | 217,635,000 | 226,801,000 |
| Noninterest-bearing deposits | 78,935,000 | 74,605,000 |
| Equity capital | 22,681,000 | 23,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,036,000 | 8,193,000 |
| Interest expense | 1,057,000 | 2,106,000 |
| Net interest income | 2,979,000 | 6,087,000 |
| Noninterest income | 678,000 | 1,363,000 |
| Noninterest expense | 2,568,000 | 5,284,000 |
| Provision for loan losses | 90,000 | 180,000 |
| Pretax income | 999,000 | 1,986,000 |
| Income tax | 75,000 | 150,000 |
| Net income | 924,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,747,000 | 30,165,000 |
| Total capital | 32,569,000 | 33,107,000 |
| Risk-weighted assets | 225,080,000 | 234,672,000 |