Call reports 2018
STATE BANK OF FARIBAULT, THE — 2018
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,535,000 | 196,941,000 | 212,628,000 | 208,809,000 |
| Total loans | 121,686,000 | 124,433,000 | 127,074,000 | 129,625,000 |
| Allowance for loan losses | 2,197,000 | 2,222,000 | 2,246,000 | 2,319,000 |
| Securities available for sale | 42,126,000 | 42,893,000 | 42,749,000 | 43,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,784,000 | 174,742,000 | 190,167,000 | 185,288,000 |
| Interest-bearing deposits | 123,566,000 | 132,823,000 | 145,147,000 | 139,939,000 |
| Noninterest-bearing deposits | 52,218,000 | 41,919,000 | 45,020,000 | 45,349,000 |
| Equity capital | 20,441,000 | 20,711,000 | 20,776,000 | 21,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,176,000 | 6,352,000 | 8,661,000 |
| Interest expense | 124,000 | 294,000 | 483,000 | 757,000 |
| Net interest income | 1,898,000 | 3,882,000 | 5,869,000 | 7,904,000 |
| Noninterest income | 541,000 | 991,000 | 1,450,000 | 2,164,000 |
| Noninterest expense | 1,776,000 | 3,609,000 | 5,393,000 | 7,607,000 |
| Provision for loan losses | 31,000 | 62,000 | 93,000 | 124,000 |
| Pretax income | 632,000 | 1,202,000 | 1,833,000 | 2,308,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 628,000 | 1,198,000 | 1,829,000 | 2,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,064,000 | 21,415,000 | 21,831,000 | 22,161,000 |
| Total capital | 23,113,000 | 23,483,000 | 24,039,000 | 24,300,000 |
| Risk-weighted assets | 163,795,000 | 165,286,000 | 176,559,000 | 170,972,000 |