Call reports 2017
STATE BANK OF FARIBAULT, THE — 2017
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,163,000 | 190,937,000 | 190,957,000 | 198,494,000 |
| Total loans | 116,164,000 | 118,828,000 | 120,298,000 | 119,817,000 |
| Allowance for loan losses | 2,068,000 | 2,099,000 | 2,118,000 | 2,157,000 |
| Securities available for sale | 42,341,000 | 42,217,000 | 39,495,000 | 40,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,203,000 | 168,296,000 | 167,915,000 | 175,459,000 |
| Interest-bearing deposits | 128,767,000 | 131,836,000 | 126,056,000 | 132,104,000 |
| Noninterest-bearing deposits | 38,436,000 | 36,460,000 | 41,859,000 | 43,355,000 |
| Equity capital | 20,818,000 | 21,334,000 | 21,499,000 | 21,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,753,000 | 5,687,000 | 7,751,000 |
| Interest expense | 79,000 | 179,000 | 285,000 | 402,000 |
| Net interest income | 1,702,000 | 3,574,000 | 5,402,000 | 7,349,000 |
| Noninterest income | 260,000 | 1,110,000 | 1,541,000 | 2,000,000 |
| Noninterest expense | 1,727,000 | 3,438,000 | 5,152,000 | 7,128,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 230,000 | 1,211,000 | 1,737,000 | 2,136,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 230,000 | 1,207,000 | 1,733,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,654,000 | 20,766,000 | 21,042,000 | 21,316,000 |
| Total capital | 22,625,000 | 22,763,000 | 23,055,000 | 23,320,000 |
| Risk-weighted assets | 157,613,000 | 159,659,000 | 160,927,000 | 160,195,000 |